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Conditions for use of this web site
By using this web site, you signify your agreement to the terms and conditions contained in these legal notices. If you do not accept these terms and conditions, please do not use this web site. Please read these terms carefully. We reserve the right to add, delete or otherwise modify portions of these terms at any time. You should visit this page periodically to review the terms and conditions. User access to and use of this web site is subject to all applicable federal, state and local laws and regulations. New York law and Federal law will govern the interpretation and enforcement of these terms and conditions.

Disclaimer
This web site has been prepared solely for the purpose of providing information about by Tiptree Inc. and its consolidated subsidiaries (“Tiptree", "the Company" or "we”) and the services and products it offers through its subsidiaries. Tiptree has compiled this web site in good faith. However, no representation is made as to the completeness or accuracy of the information it contains. In particular, you should be aware that this information may be incomplete, may contain errors or may have become out of date. The reports filed by Tiptree with the Securities and Exchange Commission and listed on this web site speak only as of the respective dates on which they are filed or used by Tiptree. Tiptree makes no commitment, and disclaims any duty, to update any of those reports. TIPTREE DOES NOT WARRANT THAT THE WEB SITE WILL OPERATE ERROR-FREE OR THAT THE WEB SITE AND ITS SERVERS ARE FREE OF COMPUTER VIRUSES OR OTHER HARMFUL MATERIAL. IF YOUR USE OF THE WEB SITE OR THE SITE’S MATERIAL RESULTS IN ANY COSTS OR EXPENSES, INCLUDING, WITHOUT LIMITATION, THE NEED FOR SERVICING OR REPLACING EQUIPEMENT OR DATA, TIPTREE SHALL NOT BE RESPONSIBLE FOR THOSE COSTS OR EXPENSES. THIS WEBSITE AND THE INFORMATION CONTAINED HEREIN (INCLUDING ANY REFERENCES TO PRODUCTS OR SERVICES) ARE PROVIDED "AS IS" WITHOUT ANY WARRANTY OR IMPLIED TERM OF ANY KIND. TIPTREE, TO THE FULLEST EXTENT PERMITTED BY LAW, DISCLAIMS ALL WARRANTIES, INCLUDING THE WARRANTY OF MERCHANTABILITY, NON-INFRINGEMENT OF THIRD PARTY RIGHTS, AND THE WARRANTY OF FITNESS FOR A PARTICULAR PURPOSE. ALTHOUGH TIPTREE STRIVES TO PROVIDE THOROUGH AND ACCURATE MATERIALS ON ITS WEB SITE, WE MAKE NO WARRANTIES ABOUT THE ACCURACY, RELIABILITY, COMPLETENESS, OR TIMELINESS OF THE MATERIAL, SERVICES, SOFTWARE, TEXT, GRAPHICS, AND LINKS. IN NO EVENT SHALL TIPTREE OR ANY OF ITS SUBSIDIARIES BE SUBJECT TO LIABILITY FOR ANY DAMAGES OF ANY KIND, WHETHER DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL OR OTHERWISE, WHETHER OR NOT ADVISED OF THE POSSIBILITY THEREOF, UNDER ANY THEORY OF LIABILITY, ARISING OUT OF OR IN CONNECTION WITH THE PROVISION OF INFORMATION ON THIS WEB SITE OR SITES LINKED TO THIS WEB SITE.

Forward looking statements
This web site contains "forward-looking statements" which involve risks, uncertainties and contingencies, many of which are beyond Tiptree's control, which may cause actual results, performance, or achievements to differ materially from anticipated results, performance, or achievements. All statements contained herein that are not clearly historical in nature are forward-looking, and the words "anticipate," "believe," "estimate," "expect,“ “intend,” “may,” “might,” "plan," “project,” “should,” "target,“ “will,” or similar expressions are intended to identify forward-looking statements. Such forward-looking statements include, but are not limited to, statements about Tiptree's plans, objectives, expectations and intentions. The forward-looking statements are not guarantees of future performance and are subject to risks, uncertainties and other factors, many of which are beyond the company’s control, are difficult to predict and could cause actual results to differ materially from those expressed or forecast in the forward-looking statements. Actual results could differ materially from those anticipated in these forward-looking statements as a result of various factors, including, but not limited to those described in the section entitled “Risk Factors” in Tiptree’s Annual Report on Form 10-K, and as described in the Tiptree’s other filings with the SEC. Readers are cautioned not to place undue reliance on these forward-looking statements, which speak only as to the date of this release. The factors described therein are not necessarily all of the important factors that could cause actual results or developments to differ materially from those expressed in any of the forward-looking statements. Other unknown or unpredictable factors also could affect the forward-looking statements provided. Consequently, actual performance could be materially different from the results described or anticipated by the forward-looking statements. Given these uncertainties, one should not place undue reliance on these forward-looking statements. Except as required by the federal securities laws, Tiptree undertakes no obligation to update any forward-looking statements.

Copyright notice
Material contained on this web site is copyrighted material by Tiptree. All rights reserved. No materials from this web site may be copied, reproduced, republished, posted, or distributed in any way, except as expressly permitted herein or with the prior consent of Tiptree.

Links to other materials
Some of the links available to you through this web site will allow you to leave the Tiptree web site. The Internet sites and the material that you can access there are not under the control of Tiptree, and Tiptree makes no representations and disclaims all liability with respect thereto. The links are provided only for your convenience, and their inclusion does not constitute nor imply approval or endorsement by Tiptree of the sites or their content. If you decide to visit any third-party sites using the links from this web site, you do so at your own risk.

Not an Offer or a Solicitation
This document does not constitute an offer or invitation for the sale or purchase of securities or to engage in any other transaction with Tiptree, its subsidiaries or its affiliates. The information in this document is not targeted at the residents of any particular country or jurisdiction and is not intended for distribution to, or use by, any person in any jurisdiction or country where such distribution or use would be contrary to local law or regulation.

Indemnity
By using this web site, you agree to defend, indemnify, and hold harmless Tiptree, its officers, directors, employees and agents, from and against any and all losses, claims, damages, costs and expenses (including reasonable legal and accounting fees) that Tiptree may become obligated to pay arising or resulting from your use of the web site or your breach of these terms and conditions. Tiptree reserves the right to assume or participate, at your expense, in the investigation, settlement and defense of any such action or claim.

Violations of terms and conditions
In the event that you violate or attempt to violate any of the terms and conditions contained in these legal notices, Tiptree reserves the right to terminate your access to this web site immediately, at our sole discretion, with our without notice of any kind. We also reserve the right to involve and cooperate with the law enforcement agencies, and to pursue a civil lawsuit or criminal prosecution for any and all alleged or actual illegal activities involving this web site.

Legal disputes, severability and choice of law
If there is a legal dispute of any kind about or arising out of the use if this web site, the laws of the state of New York will govern such dispute without regard to conflict of law rules. You agree that if any part of these terms and conditions is found to be unenforceable, the remainder of these terms and conditions will remain in full force and effect. By using this web site you expressly agree and submit to personal jurisdiction and exclusive venue in the state and federal courts located in the New York City.

Privacy/Cookie Policy
Tiptree knows that your privacy is important to you, and we want you to know that it is important to us too.

Our website uses cookies for two purposes; 1) to understand how viewers use the Site, and 2) to identify how the viewer has arrived at the Site and where the viewer goes upon leaving the Site. We do this to improve the viewer’s experience while using the Site and to identify how the viewer located our Site.

    Essential

Tiptree may use the information collected about you and your Site visits to administer the Site, to assess the level of interest in, and use of, the Site, on an individual basis and in the aggregate, to conduct market research, to develop new features and offerings on the Site and other purposes disclosed when information is collected by us.

We use this “essential” cookie to track the performance of the Site, including how viewers navigate around the Site and how viewers interact with the Site.

    Do Not Track Disclosures
Some web browsers may transmit “do-not-track” (DNT) signals to the websites with which the viewer communicates. Because of differences in how web browsers incorporate and activate this feature, it is not always clear whether viewers intend for these signals to be transmitted, or whether they even are aware of them. At Tiptree, we make every attempt to honor a viewer’s DNT settings.

    Google Analytics
Tiptree utilizes Google Analytics Solutions for our web analytics. You can decline these cookies through our Cookie Banner option. You can also opt out of your Site usage data being included in our Google Analytics reports by visiting https://tools.google.com/dlpage/gaoptout.

To protect user privacy, Google policies mandate that no data be passed to Google that Google could use or recognize as personally identifiable information (PII). PII includes, but is not limited to, information such as email addresses, personal mobile numbers, and social security numbers.

Google may collect information about your online activities over time and across our Site and other online properties. Google may not change its tracking practices in response to DNT settings in your web browser, and we do not obligate it to honor DNT settings.

Cookie Purpose Duration
wp-settings (Essential Cookie) We use this cookie to track the performance of the Site, including understanding how viewers move around the Site and how viewers interact with the Site. 365 days
_gat (Analytic Cookie) We use these cookies to track the performance of the Site, including information about your computer or device, Web browser and operating system and their settings, the referring page that linked you to the Site, the pages, content you see or click on during your visit and when and for how long you do so, items you download, the next Website you visit when you leave the Site, and any search terms you have entered on the Site or a referral Site. 1 minute
_gid (Analytic Cookie) 24 hours
_ga (Analytic Cookie) 2 years