Our Approach

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Our Approach

Tiptree focuses on the efficient deployment of capital to create long-term value for shareholders. We do this through a combination of acquisitions, additional investments in our businesses, share repurchases, and paying a consistent dividend.

Our Approach to Investing
Tiptree invests across multiple industry sectors with a focus on scalable business models that will benefit from patient capital.

  • DIVERSIFIED STRATEGY
    Allocation of capital across broad sectors, geographies, businesses and asset types, including fixed income, equity investments, and control acquisitions
  • PATIENT CAPITAL PARTNER
    Long-term perspective provides flexibility to focus on strategy and profitability through multiple market cycles
  • VALUE ORIENTED
    Focus on investment opportunities that provide sustainable cash flow and upside potential
  • EXPERIENCED MANAGEMENT
    Senior leadership with experience across multiple industry sectors

A Differentiated Philosophy
We target niche insurance markets in nature, which we believe are underserved and require specific expertise.

  • SPECIALTY FOCUS
    Leader in credit insurance, with growing presence in warranty and other niche product lines
  • CONSISTENT PROFITABILITY
    Focus on short-tail, low volatility risks
  • BROAD SERVICE DELIVERY EXPERTISE
    Provide multiple products and services to distribution partners, leveraging their brand and customer base
  • SIGNIFICANT FEE-BASED REVENUES
    Value-add services provided to clients generate diversified and recurring fee-based earnings
  • PROPRIETARY TECHNOLOGY
    Delivers low cost, automated services to clients, while allowing for scalable growth opportunities

We approach capital allocation decisions not just as managers but as owners. Our directors, officers, employees and related family trusts have significant economic interest in Tiptree, creating true alignment with our shareholders.

Our strategic objectives are focused on:

  • Expanding our insurance operations, while continuing to be a leading provider of specialty insurance products and maintaining our strong underwriting performance
  • Continuing to grow and expand the businesses and investments within Tiptree Capital
  • Generating enhanced risk adjusted investment returns